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7 Steps You Should Take After a Motorcycle Accident in Tennessee

October 15, 2023 

motorcycle accident

Motorcycling offers unparalleled freedom and an exhilarating ride, especially on Tennessee’s picturesque roads. However, this freedom comes with inherent risks that can quickly turn a thrilling experience into a life-altering event. 

With Tennessee’s higher-than-average rate of motorcycle accidents, understanding the vital steps to take in the aftermath of an accident is not just prudent—it’s essential. In this blog post, we’ll share seven essential steps to take if you get injured in a motorcycle accident and what else you need to know. 

These steps are designed to ensure your immediate safety and well-being, as well as to safeguard your legal rights should you need to file a personal injury claim in Tennessee.

If you’re in need of legal guidance following a motorcycle accident, don’t hesitate to contact us at (901) 902-7926 for a FREE consultation with a dedicated motorcycle accident lawyer.

Statistics You Need to Know

In light of the serious subject matter discussed here, it’s crucial to look at some sobering statistics. According to the Tennessee Department of Safety & Homeland Security, there were over 3,500 motorcycle crashes in Tennessee in 2022, resulting in over 2,000 injuries. Of those injuries, over 500 were serious.

Tragically, the risks don’t end at injuries. In the same year, Tennessee recorded 154 motorcyclist fatalities, representing a rate of approximately 9.0 fatalities per 10,000 registered motorcycles. 

To put this in context, this rate is higher than the national average of 7.3 fatalities per 10,000 registered motorcycles, placing Tennessee 10th in the nation for motorcyclist fatalities per registered motorcycles. 

And unfortunately, the trend has worsened for 2023 as a recent news article’s headline shows: “Tennessee sees rise in fatal motorcycle crashes in 2023.” 

Checklist: 7 Steps to Follow After a Motorcycle Accident in Tennessee

As a motorcyclist, your safety is largely in your own hands. Following best practices like wearing a helmet, obeying traffic laws, riding defensively, and exercising extra caution in challenging conditions is imperative. 

Adhering to these guidelines can help ensure your safety and reduce the likelihood of becoming another statistic. However, even the most cautious riders can find themselves in unexpected situations. Below, we outline seven essential steps to guide you through this challenging time.

  • Step 1. Assess Injuries and Contact Emergency Services

The initial moments after an accident are crucial. Check for injuries for yourself and anyone else involved. If there are severe injuries, it’s imperative to call 911 for immediate medical assistance and police intervention. The dispatcher can guide you through urgent first aid steps as you await help.

  • Step 2.  Secure the Scene

In Tennessee, leaving the scene of an accident is a criminal offense. However, if it’s safe and possible, move your bike out of the way of oncoming traffic to prevent further incidents. Use hazard lights or set up emergency triangles if you have them.

  • Step 3.  Notify the Police

Regardless of the accident’s scale, a police report is essential. This report serves as an official record that you’ll require for insurance claims or potential lawsuits. 

Exercise caution while speaking with authorities; consult your legal advisor before making any statements that could imply guilt.

  • Step 4.  Gather Evidence and Information

As Tennessee operates under an “at-fault” insurance system, obtaining details from the other parties involved becomes essential. 

Take pictures of the accident scene, any damage to your bike, and the conditions that may have contributed to the accident. This documentation is vital during insurance negotiations.

  • Step 5.  Seek Medical Attention

Seek medical attention promptly even if you feel fine. Certain injuries, particularly internal ones, may not manifest immediately. A medical report will also substantiate your claim if you proceed to file one.

  • Step 6.  Document Everything

Document every aspect of the accident and its aftermath, including medical receipts, repair bills, and any lost wages due to time off work. This comprehensive record will strengthen your insurance claim or lawsuit if you choose to file one.

  • Step 7.  Consider Legal Representation

Insurance claims can be complex, and the ordeal becomes even more cumbersome if the other involved party lacks sufficient insurance. In such cases, legal guidance becomes essential. Consult a Tennessee personal injury lawyer experienced in motorcycle accidents in Tennessee to ensure you receive fair treatment.

Understanding and following these seven steps is fundamental to safeguarding both your immediate well-being and your longer-term legal and financial interests. However, the complexities of navigating the aftermath of a motorcycle accident don’t end here. Here’s what else you need to know:

What to Do When Filing an Insurance Claim

Filing an insurance claim involves a series of steps that require both attention to detail and timeliness. Here’s how to proceed:

  • Immediate Notification: Contact your insurance provider as soon as possible. Delaying this step could potentially harm your claim.
  • Documentation Submission: Gather all necessary documents, including the police report, photographs of the accident scene and damage, and medical bills.
  • Claim Advisor Consultation: You will be assigned a claim advisor. Maintain regular communication to keep track of the claim status.
  • Claim Disputes: If you find yourself disagreeing with the insurance company’s assessment, consider obtaining legal representation to negotiate on your behalf.

Rights and Responsibilities Under Tennessee Law

Understanding Tennessee state law can be critical when involved in a motorcycle accident:

  • Statute of Limitations: Tennessee’s statute of limitations is the shortest in the United States. Though there are exceptions, Tennessee requires you to file a personal injury claim within one year from the date of the accident. Failure to do so can result in a forfeit of your right to compensation.
  • At-Fault System: Tennessee operates under an “at-fault” system, meaning the party deemed responsible for the accident must pay for the damages.
  • Legal Obligations: Leaving the scene of an accident is illegal in Tennessee. Always ensure you fulfill all legal obligations such as calling the police and providing accurate information.

Importance of Legal Representation

The involvement of an attorney experienced in motorcycle accidents can significantly influence not just the outcome of your claims process, but also your peace of mind during a turbulent time. Here’s how:

  • Informed Evaluation of Your Claim: One of the most immediate benefits of consulting an experienced motorcycle accident lawyer is gaining a realistic assessment of your situation.

    Attorneys have the experience to evaluate the worth of your claim comprehensively, taking into account medical expenses, lost wages, property damage, and even non-economic damages like pain and suffering. This ensures that you have the information needed to avoid settling for less than what you may be entitled to.

  • Legal Navigation and Compliance: An attorney can help you understand your rights and responsibilities under Tennessee law, including how to file a claim within the statute of limitations.

    They guide you through complex legal processes and ensure that all paperwork is filed accurately and promptly, thereby reducing the risk of costly errors.

  • Skilled Negotiation with Insurance Companies: Insurance adjusters are trained to minimize the amount their company will have to pay. They often start with a low-ball offer, hoping you’ll accept without contest.

    An experienced attorney knows these tactics and has the negotiation skills to counteract them. They can negotiate assertively on your behalf, striving for a settlement that truly compensates you for your losses.

  • Litigation Support: If a satisfactory settlement isn’t achievable, your attorney can file a lawsuit on your behalf and represent you in court. This can be an involved and challenging process, requiring a level of legal experience and commitment that you might not be equipped to handle alone.

The immediate aftermath of a motorcycle accident can be disorienting and stressful. We hope that the steps and considerations outlined in this blog post will serve as a framework to help ensure your safety and protect your rights, especially if you find yourself needing to file a personal injury claim. 

While this guidance is not exhaustive, it should equip you with the essential tools to navigate those critical first moments with increased clarity and confidence.

Injured in a Motorcycle Accident? Tennessee Injury Attorneys Will Fight to Help You Put Your Life Back Together

Have you recently experienced a motorcycle accident and are uncertain about your next steps? Are you actively searching online for “motorcycle accident attorneys near me”? Your search ends here. Tennessee Injury Attorneys is committed to standing by your side.

Navigating the complexities of a motorcycle accident is a daunting task—dealing with medical expenses, healing from injuries, and understanding the intricacies of a personal injury claim. 

Our team is experienced in these very scenarios, and our skilled Tennessee personal injury lawyers are ready to provide the legal counsel and representation you need if you pursue a personal injury claim.

At Tennessee Injury Attorneys, we see beyond the paperwork. We understand the individuals, the stories, and the families impacted by each case. You’re not just a client to us; you become part of our extended family.

Are you ready to secure your rights and well-being? Contact us at (901) 902-7926 or fill out our online form to schedule your FREE consultation. When you require an advocate who is both dedicated and competent, Tennessee Injury Attorneys is just a phone call away. Let us fight for you!

Copyright © 2023. Tennessee Injury Attorneys. All rights reserved.

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country, or other appropriate licensing jurisdiction.

Tennessee Injury Attorneys
1840 Pyramid Place, Suite 321
Memphis, TN 38132
(901) 902-7926

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